Regarding Medical Insurance and Social Welfare in Portugal

Regarding Medical Insurance and Social Welfare in Portugal

The best immigration information regarding medical insurance and social welfare in Portugal can be found on the Worldway official investment immigration website.

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Portugal Immigration focus on Portugal:

Portugal

I. Medical Insurance in Portugal

1. Medical Insurance

Public hospitals and health centers in Portugal provide free medical services to Portuguese citizens and foreign citizens who have obtained legal residency or legal work permits. Foreign citizens visiting Portugal temporarily may use the services of public hospitals, but they are not entitled to free treatment.

2. Common Diseases and Treatment

The health situation in Portugal is good, with no widespread infectious diseases.

3. Major Hospitals and Pharmacies

Hospitals in Portugal are divided into public and private. Public hospitals are large, well-equipped, and have strong technical capabilities, but they have a high number of patients and longer waiting times. Private hospitals have shorter treatment waiting times. Every community in Portugal has community clinics, but they only provide basic medical services to the registered population within that community.

Experts from Worldway remind you that medical treatment in Portugal can be quite expensive without medical or social insurance. It is recommended that Chinese citizens traveling to Portugal purchase medical insurance for themselves before their trip.

II. Social Welfare in Portugal

1. Unemployment Benefits

Monthly benefits available to citizens who are involuntarily unemployed.

2. Pensions

Pensions paid to those over 65 who have contributed to social security for at least 15 years. The monthly pension payment replaces the remuneration for work beyond the retirement age.

(1) This pension is paid in full to citizens who have reached the age of 65 and have contributed to social security for at least 15 years.

(2) Minimum limits for pensions:

Years of contribution to the social security system Minimum pension amount

Less than 15 years EUR 256.79

Between 15 and 20 years EUR 274.79

Between 21 and 30 years EUR 303.23

31 years and above EUR 379.04

For social pensions for individuals who have never contributed to the social security system: 197.55 Euros. An additional government subsidy equivalent to the pension amount is distributed to recipients twice a year, in July and November.

3. Sickness Allowance

Allowance paid to employees who are temporarily unable to work due to illness.

4. Social Unemployment Allowance

Monthly allowance available to citizens who are involuntarily unemployed. The following individuals are eligible for this allowance:

(1) Those who had an employment contract before unemployment and have contributed to social security for at least 360 days within the 24 months preceding the date of unemployment.

(2) This allowance cannot be accumulated with a pension.

(3) The allowance amount is 65% of the following reference salary (calculated from the 12 months preceding the 14 months prior to unemployment).

(4) Reference salary: Total salary of the 12 months preceding the 14 months prior to unemployment + holiday allowance + 14th-month subsidy divided by 12.

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