Because the requirements for immigration to Malta are relatively simple, non-EU citizens can obtain residency for four generations by purchasing €250,000 in government bonds issued by the Maltese government while simultaneously purchasing or leasing a property for at least five years. It is precisely because the application conditions are simple that it has attracted many questions and, consequently, numerous rumors.
Scam 1: The Malta Government Bond Investment Immigration Act is not supported by the government
Malta has always been a rising star in the European immigration sector. On August 28, 2015, the Malta Identity Agency released the "Malta Residence and Visa Programme" (MRVP). Subsequently, on February 23, 2016, the official website of the Malta Identity Agency released more detailed project guidelines and a full set of application forms, fully opening applications to non-EU nationals. Through the above policies, it is not difficult to see that Malta government bond immigration is supported by the Maltese government, has official endorsement, and is included in the immigration act. The investment yields returns and is zero-risk; therefore, applicants can invest in this project with confidence.
Scam 2: The Malta government bond investment amount is not returned after five years
First of all, Malta government bonds are a type of government bond issued by the Maltese government to raise fiscal funds. They are debt instruments issued by the Maltese government to investors, promising to pay interest over a certain period and repay the principal upon maturity. In other words: you lend money to the Maltese government, and the government gives you an IOU or makes a record on a computer, guaranteed by the country's credit; therefore, the security is the highest among bonds.
Next, let's look at Malta's sovereign credit rating. Moody's has assigned Malta a credit rating of A3. This rating is primarily based on the positive outlook for the Maltese economy and the large, reliable local advanced reserves brought about by a high savings rate. The A3 rating for Malta government bonds falls into the upper-medium investment grade; thus, it can be seen that the credit rating of the Malta government bond immigration project is reliable and secure.
Scam 3: Malta has a small land area and poor educational resources
Don't be fooled by the fact that Malta is only 17 times the size of Hong Kong; there are 340 schools within Malta, with an average of one school for every square kilometer. Almost every town has a primary school, and educational resources are distributed very evenly. Furthermore, public education for citizens is free from age 5 to 16. During the compulsory education stage in Malta, the average teacher-to-student ratio is 1:15, with small-class instruction and teaching tailored to the student's aptitude. It is a multilingual education system; the languages of instruction in schools are English and Maltese, and students can also learn other European languages according to their personal interests. At the same time, there are 47 public libraries throughout Malta, with an average of one library for every six square kilometers, and the resources are very comprehensive.
Scam 4: The total investment for immigrating to Malta is too high and not cost-effective
Overall, the cost of immigrating to Malta is very reasonable. Noah Immigration experts suggest choosing the option of purchasing government bonds + renting a property. The government bond is €250,000, which is returned with interest after 5 years. The return on the government bonds is approximately €10,000, which offsets the rent. Our actual expenses are €30,000 in administrative fees, €50,000 in legal fees, and the remaining material notarization and certification fees are around 5,000 RMB. Therefore, you can immigrate to Malta for a total actual cost of €80,000.