[Immigration to the U.S. Stay Informed About U.S. Immigrant Life] New immigrants who have successfully moved to the U.S. often plan to purchase property there. In 2016, Worldway Group introduced the concept of the "Year of Asset Allocation," with EB-5 investment immigration and U.S. property acquisition continuing to be the two major trends leading the U.S. investment sector in 2016. In this issue of the "U.S. Immigrant Life" column, Worldway presents the benefits of buying a home in the U.S. for the reference of new immigrants interested in purchasing property:
1. Mortgage Availability: Investing with a mortgage and using the property to pay for itself is the most cost-effective way to invest in real estate. It is currently very common and easy for overseas buyers to obtain a mortgage in the U.S.
2. Low Interest Rates: Currently, local U.S. bank mortgage interest rates are approximately between 3% and 4%, though this depends on the specific rates of each bank and the client's loan profile.
3. Tax Advantages: Both property taxes and mortgage interest are tax-deductible. Furthermore, if the property is sold after being lived in for two years, capital gains of up to $600,000 are tax-exempt.
4. Mortgage Benefits: Borrowers can apply for fixed-rate loans, ensuring that repayments remain unaffected regardless of how high market interest rates rise in the future. Additionally, if interest rates drop again in the future, one can apply for a refinance at any time.
5. Enjoy Local Government Subsidies: Generally, local governments often provide subsidies of $50,000 to $100,000, provided that the owner resides in the property for a certain number of consecutive years (e.g., ten years).
6. Exclusive Benefits for Seniors Buying Homes: In the U.S., homebuyers aged 62 and over only need to pay 30%-40% of the property price to live there for life, without the need for installment payments. Combined with the $50,000 to $100,000 subsidies often provided by local governments, one can purchase a home with very little capital.
As a leading institution in the investment immigration industry, Worldway Group has been committed to selecting high-quality projects for high-net-worth clients for 19 years. Worldway also has a comprehensive landing and settlement customer service team. Currently, Worldway has established a customer service center in Los Angeles. If you have any questions or need assistance in the U.S., you can contact the customer service center (001-626-522-6522).
[Special Note] Currently, Worldway's U.S. investment immigration 10th-anniversary celebration is in full swing. The validity period for the "Worldway U.S. Investment Immigration 10th Anniversary 10,000 Yuan Voucher Reward" expires on April 30th. For more information on projects and events, please inquire at: 400-138-2929
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