[U.S. Immigration Asset Allocation] Six Major Benefits of Buying a House in the U.S. in 2016

New immigrants who successfully immigrate to the U.S. all plan to purchase real estate in the U.S. In 2016, the WorldWay Immigration Group proposed the concept of "Asset Allocation Year," with EB-5 investment immigration and purchasing U.S. real estate continuing to be the two major trends leading the U.S. investment sector in 2016. For those planning to buy a house in the U.S. in 2016, it is indeed an excellent opportunity due to the following six major benefits:

Interest rates remain at historical lows

Although there is a possibility of rising at any moment, it remains a fact that mortgage interest rates are still at historical lows, with the 30-year fixed mortgage rate hovering around 4%.

Rising rents

Fortunately for homebuyers, rents have been continuously rising! In 2015, rents in 20 of the 35 major real estate markets exceeded home prices. According to Rent.com's rental market report, 88% of landlords raised rental prices in the past 12 months, with an expected increase of 8% in 2016.

Stable home prices

This is the first time in recent years that rising home prices have stabilized, returning to a fair competitive environment, allowing buyers to negotiate with sellers even in a competitive market.

Down payments are no longer a problem

Perhaps the biggest obstacle preventing renters from becoming homeowners is the down payment. Nowadays, more programs have been introduced to assist homebuyers, making this issue easier to resolve.

Mortgage insurance

For homebuyers planning to put down less than 20%, mortgage insurance is required. A solution to this issue is to obtain a loan from the Federal Housing Administration, which offers the benefit of a down payment of only 3.5% and a credit score as low as 580, while the mortgage insurance premium rate can drop from 1.35% to 0.85%. This means that if homebuyers obtain down payment funds in this way, their monthly mortgage payments will be significantly reduced.

Significant tax deductions available

Tax laws continue to favor homeowners, so not only are you purchasing a place to live, but it is also a place that allows you to receive tax deductions! Importantly, unless the loan exceeds $1 million, homeowners do not have to pay the full monthly interest on the loan, and they can also receive deductions for housing-related expenses and property taxes.

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As a leading institution in the investment immigration industry, the WorldWay Immigration Group has been dedicated to selecting high-quality projects for high-end clients for 19 years. WorldWay also has a comprehensive customer service team for settling in, and has established a customer service center in Los Angeles. If you need assistance with any issues in the U.S., please contact the customer service center (001-626-522-6522).

From February 20 to March 31, 2016, to give back to our investors, the WorldWay Immigration Group launched the "Ten-Year Anniversary of U.S. Investment Immigration $10,000 Service Fee Coupon Giveaway" campaign, distributing thousands of $10,000 service fee vouchers. Investors can use these vouchers to deduct $10,000 from their immigration service fees. For more details, please call: 400-138-2929