For Chinese investors, if depositing money in the Bank of China could secure a U.S. Green Card, I believe the 10,000 annual EB-5 visa quotas for U.S. investment immigration would be snapped up within a single day. This is because people generally believe that depositing money in the Bank of China carries no risk. However, this assumption is actually incorrect; there are risks associated with depositing money in the Bank of China. In particular, with the deposit insurance system officially implemented on May 1st, when a bank faces risks, each depositor can receive a maximum compensation of 500,000 RMB. In other words, bank deposits under 500,000 RMB are guaranteed, while amounts exceeding 500,000 RMB carry risks.
This risk of depositing money in the Bank of China has already been quantified by the three major international credit rating agencies, which have assigned the Bank of China an 'A' credit rating. When conducting their ratings, these three major agencies take into account factors such as the Chinese government's support for the bank, and an 'A' credit rating for the Bank of China is already considered a relatively high bank credit rating.
The Bank of China's 'A' credit rating signifies an investment-grade rating with strong debt-repayment capability. By comparison, the recently issued regulations on overseas investment by Chinese insurance funds have adjusted the credit rating requirements for fixed-income products such as bonds from requiring both the issuer and the debt instrument to have a rating above 'BBB', to requiring the debt instrument to have a rating above 'BBB-'. This means that a rating of 'BBB-' or higher is now considered an investment-grade credit rating.
However, depositing money in the Bank of China will not earn you a U.S. Green Card. Conversely, lending money to the Pennsylvania Turnpike Commission can now help you obtain a U.S. Green Card. Even more remarkably, the Pennsylvania Turnpike Commission holds an 'A+' credit rating, which is higher than that of the Bank of China and far exceeds the 'BBB-' or higher rating required for overseas investment by Chinese insurance funds.
In the past, lending money to a government agency with an 'A+' rating like the Pennsylvania Turnpike Commission would not have qualified one for a U.S. Green Card. It is only because the Pennsylvania Turnpike Commission launched the Pennsylvania Turnpike Project as an EB-5 project, using EB-5 financing to create jobs, that Chinese investors have been granted this once-in-a-lifetime opportunity.
Currently, the Pennsylvania Turnpike Project has already received pre-approval from the U.S. Citizenship and Immigration Services (USCIS), meaning that USCIS acknowledges that by lending money to the Pennsylvania Turnpike Commission and investing in this project, you have the opportunity to obtain a U.S. Green Card. After the first phase of the Pennsylvania Turnpike Project was sold out in just two months, sales for the second phase have been even more popular. It is currently in the final stages of promotion, so please seize the opportunity and consult with us as soon as possible.
2015 is the Year of Overseas Investment, and Worldway's April Promotion Month has grandly begun! A 3 million RMB gift package is being offered, with ongoing promotions across the board, including U.S. investment immigration projects. Promotion period: April 1st to April 30th, 2015. Promotional consultation hotline: 400-138-2929
