Latest news on U.S. investment immigration from Worldway: According to the U.S. Citizenship and Immigration Services (USCIS) EB-5 program regulations, EB-5 investment funds must be at risk and must create 10 full-time jobs. This determines that EB-5 projects inherently carry two major risks: investment risk and employment risk. Investors cannot choose a risk-free project; they can only select a project with the lowest possible risk level among existing EB-5 options. The root of these two risks lies within the project itself. Therefore, the most fundamental solution to mitigating risk is to choose EB-5 projects with caution.
A major challenge in selecting U.S. EB-5 investment immigration projects is that investors are often not very familiar with the project developer's history, current status, or the investment process at the time of investment. They often make decisions based solely on the English documentation required by U.S. immigration law and the interpretations provided by immigration agencies. Consequently, it is often difficult for investors to make an objective assessment of project risks, as they are generally influenced by personal investment experience, risk appetite, and market promotion.
If an EB-5 project has already received a credit rating from the three major international rating agencies (S&P, Moody's, Fitch), the situation becomes much simpler. Investors can gain a more authoritative understanding of the project's risk level based on the credit rating. The three major international rating agencies (S&P, Moody's, Fitch) are internationally recognized investment risk rating institutions. They use professional personnel, specialized databases, and professional assessment methodologies to conduct comprehensive evaluations of the rated entity's asset status, liabilities, repayment capacity, and performance credit. Overall, they provide a quantified professional assessment of the project's risk level. This system is mature and has become an important reference for governments, investment institutions, and individual investors in making EB-5 investment risk decisions.
In other words, if an EB-5 project has a professional assessment grade from the three major international rating agencies, it serves as a critical gatekeeper for investors, undoubtedly significantly reducing their risk. Unfortunately, since the U.S. EB-5 investment immigration law was enacted in 1990, very few projects have had credit ratings. Once a project receives a credit rating, especially one at an investment grade (BB or higher), it becomes highly sought after by investors.
Currently, the Pennsylvania Turnpike project, exclusively represented by Worldway in China, has created a rare situation of near-panic buying. This is because the project developer, the Pennsylvania Turnpike Commission, holds an A+ credit rating—the same as the Japanese government's credit rating—which is higher than all Chinese state-owned commercial banks, including the Bank of China and the Industrial and Commercial Bank of China. It is even safer than depositing money in Chinese state-owned banks. Therefore, from the perspective of the three major rating agencies, choosing the Pennsylvania Turnpike project and lending money to the Pennsylvania Turnpike Commission carries the same safety coefficient as purchasing Japanese government bonds, and holds a higher credit rating than depositing money in Chinese state-owned banks.
Furthermore, what is even more valuable is that the Pennsylvania Turnpike project, an EB-5 project with such a high credit rating, has already received pre-approval from the U.S. Citizenship and Immigration Services, meaning the project itself has been recognized by the USCIS.
Because of this, the first phase of the Pennsylvania Turnpike project was sold out within just two months of its launch. Currently, the promotion of the second phase of the project is nearing its end. U.S. EB-5 investment immigration is a risky investment, and projects with ultra-high credit ratings are rare. In 2015, the three major crises that may affect U.S. investment immigration—potential price increases, visa backlogs, and the expiration of the Regional Center program—make 100% government-backed projects with high credit ratings like the Pennsylvania Turnpike project even more sought after by investors. Purchase Hotline: 400-138-2929
