Canada, Australia, and Singapore have successively raised the thresholds for investment immigration, leading to a general "price increase" in the immigration market. In contrast, the investment immigration policy in the United States remains stable, attracting increasing attention due to its advantages such as lower investment costs, high success rates, short processing times, easy procedures, flexible formats, and access to top educational resources for children. In fact, there are still certain risks associated with U.S. investment immigration. How can one reasonably mitigate the risks of U.S. investment immigration? Experts from WorldWay Immigration provide some suggestions.
There are two major risks in U.S. investment immigration.
The first risk is the visa risk two years later—after the applicant successfully obtains a visa, they receive a two-year valid green card. During these two years, they must create 10 job opportunities in the United States to qualify for a ten-year permanent green card. The second risk is the principal risk five years later—after the investment period of five years, how much of the investment can the applicant recover? Experts from WorldWay Immigration believe that the most effective way to mitigate risks is to make rational choices regarding the programs.
"Currently, U.S. immigration programs are mainly divided into two types: investment and lending," said experts from WorldWay Immigration. The investment type involves the applicant's investment being channeled through a fund company into a legitimate regional center project, sharing the risks of profits and losses with the project over a period of five years or longer. This method emphasizes profit but carries significant risks and generally does not provide any guaranteed repayment. The lending type is similar to bank lending, where the applicant's investment is not a physical investment but rather a loan to a company with good credit and sufficient or overvalued collateral. This method emphasizes the safety of the principal (usually in the form of collateral), with relatively lower operational risks and sufficient security for the funds.
"It is recommended that applicants concerned about the safety of their funds choose lending-type immigration projects that involve direct government investment, have already begun operations, are willing to be financed by banks, and have companies with stable profitability. This way, the safety factor is relatively higher."
Choosing a fund company should be done with caution.
Experts from WorldWay Immigration state that the core of EB-5 investment immigration is investment. Since the investment occurs in the United States, investors cannot directly control the operation of the project. Domestic applicants can only process investment immigration through U.S. fund companies, making the choice of fund company crucial.
First, check whether the fund company has legal operating qualifications.
Second, assess its scale and project operational capabilities.
Applicants are advised to choose projects that have already begun operations, are willing to be financed by banks, have stable returns, are legal, and labor-intensive. The key is whether the regional center project has been approved by the U.S. Citizenship and Immigration Services, as these projects tend to have a higher safety factor. Finally, choose project companies that are financially strong and of a larger scale, as their repayment capabilities are relatively assured.
