Since the second half of 2017, Malta's citizenship by investment program has increasingly gained popularity among the public. The favorable new policies have benefited a wide range of investors, and the significant discount of €50,000 until September 30 has led to a surge in applications. Many investors considering immigration are pondering the merits of immigrating to Malta.
In fact, what is crucial for immigration to Malta is to consider the specific needs of the applicant, such as the purpose of immigration and the budget. Compared to traditional immigration countries like the United States, Canada, Australia, and New Zealand, Malta is a small island nation located in the center of the Mediterranean. It is quite small, similar in size to the Fengtai District of Beijing, and features typical Mediterranean architectural styles with many churches and bell towers. The color of Malta is a light yellow.
Malta does not have skyscrapers and cannot be compared to major cities like Beijing, Shanghai, or Guangzhou. In fact, it is even smaller than some second-tier cities in China. If you are looking for a leisurely European lifestyle for vacation, or if you want to find a holiday destination for retirement, Malta is an excellent choice. However, if you are looking to start a business, while the tax benefits are advantageous, the overall entrepreneurial environment is not as favorable as in China.
Furthermore, if the applicant has a preference for English-speaking countries but does not meet the requirements for the United States, Canada, or Australia, and finds the costs of going to the United Kingdom to be high, or faces long waiting times of 8 to 10 years for the United States with associated project risks, then Malta is a very good alternative.
In terms of education for children, Malta offers a high cost-performance ratio. At least from a language environment perspective, it has an advantage, as the pure English-speaking environment is one of Malta's significant strengths. Many students from countries such as Canada, Poland, Brazil, and Portugal come to Malta each year to learn English.
Malta allows one person to invest and enables an entire family across four generations to immigrate together. While it is rare for an entire family of four generations to immigrate to Malta in reality, it cannot be dismissed as mere hype, as this is indeed one of the advantages of the program. The new policy this year has removed age restrictions for children, alleviating concerns for many families regarding their children's status. Additionally, the cost of living in Malta is actually comparable to that of Beijing, and wages are also similar.
If one cooks at home, the average monthly expenditure is around 1,500 RMB. Dining out can be relatively expensive, with a normal restaurant meal typically costing around 200 to 300 RMB. However, as a European country, Malta's cost of living is significantly lower than that of other EU countries.
Moreover, investors are most concerned about the risks associated with the project. We must clarify that all investments carry risks. However, government bonds are considered the safest among all financial investments. Furthermore, Malta's immigration program is backed by immigration laws, which are legally binding and recognized by the government, as they are written into legislation. Therefore, in terms of safety, it is very high.