March 1, 2015, saw the official implementation of the "Interim Regulations on Real Estate Registration." Industry insiders generally believe that in the short term, this policy adjustment will inevitably trigger a wave of property sell-offs by owners of multiple homes, or potentially lead to a new round of declining housing prices. Meanwhile, the wealthy class, represented by Li Ka-shing, has begun shifting asset allocation from domestic to overseas investments. Worldway Group immigration experts analyze that the shift in asset allocation among high-net-worth individuals, especially the popularity of overseas investment allocation, will undoubtedly accelerate the trend of investment immigration and spark a new wave of U.S. investment immigration.
In fact, with the arrival of the era of capital globalization, the demand for cross-border diversified allocation among high-net-worth individuals is becoming increasingly significant. According to the "2013 China Private Wealth Report" jointly released by China Merchants Bank and Bain & Company, among the respondents, more than 30% of high-net-worth individuals and more than 50% of ultra-high-net-worth individuals hold overseas investments, and the number of high-net-worth individuals expected to engage in cross-border diversified asset allocation is projected to further increase within the next two years.
Among high-net-worth individuals who already hold overseas investments, nearly 60% of respondents indicated that they would further increase their overseas investment amounts in the future. Among high-net-worth individuals who currently do not have overseas investments, more than 50% of respondents indicated that they plan to start overseas investments in the future.
There are three drivers for high-net-worth individuals to engage in overseas investment:
First, with the increase in information exchange between domestic and international markets, China's high-net-worth individuals are gradually gaining an understanding of overseas investment markets. Attracted by the diversified investment products and regions in overseas markets, they hope to capture more investment opportunities in these markets.
Second, because there is a relationship of ebb and flow between the economies and major investment markets of different regions in the world, some high-net-worth individuals hope to achieve the goal of diversifying and hedging risks through cross-regional diversified allocation.
Third, due to the needs of children's education abroad and immigration life, some high-net-worth individuals will spend part of their time abroad in the future, so increasing overseas asset allocation has become an inevitable requirement.
Many Chinese investors investing in overseas real estate, as well as immigration behavior through the U.S. EB-5 investment project to obtain a green card, is not only an act of overseas investment allocation and investment, but can also be seen as a form of "consumption" in the hope of obtaining immigration status and demonstrating personal achievement and social value. Especially after experiencing the impact of previous economic recessions and the subprime mortgage crisis, investing in economies like the United States that are in the early stages of recovery can undoubtedly bring investors considerable profits.
Real estate has always been an investment tool for the wealthy class in China to increase and preserve value, and it is recognized as the safest investment method. In the past few years, there have been many families who have gained huge profits from real estate investment, and those who rank at the top of China's rich list are mostly real estate tycoons. In recent years, Chinese investors have continuously purchased real estate overseas, and their rampant "conquest" has even been exclaimed by foreign media as "the rich in China are buying up the world." From the United States to Europe, Chinese investors are constantly refreshing the records of overseas buyers of real estate in various countries. Among them, this is especially true in the United States.
Facing the increasingly difficult investment environment in China, investing in overseas layouts has become a consensus for the wealth planning of China's wealthy class. And investing in immigration to the United States is the first step for many Chinese companies and wealthy people to step into overseas property ownership. Especially when investors face barriers to residency, they can quickly obtain U.S. residency through investment immigration. Therefore, current immigration investment has undoubtedly become the most convenient and fast way of asset allocation.
Worldway Group U.S. immigration experts analyze that with the U.S. dollar strengthening and the U.S. dollar exchange rate about to enter a rapid upward channel, converting RMB assets into U.S. dollar assets is undoubtedly a very good way of asset allocation. In 2015, U.S. investment immigration will face many complex situations such as scheduling, investment amount increases, and the expiration of the Regional Center Act. At this time, the strong recovery of the U.S. economy highlights that the current stage can be called the golden application period for U.S. EB-5 investment immigration. For investors who intend to immigrate to the United States, choosing this time period to apply for U.S. EB-5 investment immigration can not only actively respond to immigration scheduling and avoid uncertainties such as investment amount increases and the expiration of the Regional Center Act, but also enjoy the opportunity of overseas asset allocation.
Worldway Group has launched two major projects that have been pre-approved by the U.S. Citizenship and Immigration Services: the New York Liberty Garden Luxury Apartment Project and the Pennsylvania Highway Project. The New York Liberty Garden Luxury Apartment Project has a 14.5 times high net asset guarantee. The developer, Lightstone Group, is one of the largest and most successful unlisted comprehensive real estate developers in the United States, and the developer's founder provides an 11.7 times personal asset guarantee. The Pennsylvania Highway Project is borrowed by the state government, with the state government promising repayment, and is a 100% U.S. government EB-5 project. The first phase was snapped up in just two months. Currently, the second phase of the Pennsylvania Highway Project has seen an even more enthusiastic buying situation than the first phase. Consultation Hotline 400-138-2929
